Yes bank offers several mortgage options:

Residential or commercial real estate loans (temporary loan) Direct Overdraft Service (DOD) (a unique overdraft service funded by guarantees with a lower monthly limit for a fixed inventory) Property loan (for the purchase of commercial property) Loans on rental receivables (financing proposal with a single guarantee against monthly receivables on the rental of rental property)

Why apply for a bank instant loan?

Business expansion Foreign education of children Loans versus features and benefits Loans up to Rs 5 million Flexible payment options Attractive interest rates Fast processing Minimum documentation Fees and charges: Loan processing costs/set-up costs: according to the current interest matrix. Prepayment charges: zero for variable rate loans. However, the minimum deposit must correspond to at least one EMI. Stamp duty: according to the law of the applicable State. Interest for late payment: 2% per month on the amount due. Check the exchange fees: 500 / per instance. Check the redemption fees: 750 / - per instance. Costs per reimbursement program: 500 / - per reimbursement program. Account statement fees: 100 / per instance. Prepaid status fee: 100 / - Double NOC issue costs: 100 / - for each double NOC. Loan cancellation and supplements: 2000 / - Legal, reimbursement and ancillary costs: on a real basis. Document recovery costs: 500 / - Modification fees: 0.5% of the nominal amount of the current loan. Exchange fees: 0.5% of the nominal amount of the current loan. CERSAI fees: 500 / - EMI cycle change: 500 / - ROC job creation: on a real basis. Valuation rate: on a real basis. Legal fees: in real terms. Yes bank loans according to ownership criteria

EMPLOYEE

Minimum income must be at least 3 lakhs per year Minimum age: 23 years (if the income of the applicant / co-applicant is taken into account); 21 years (if the income of the applicant / co-applicant is not taken into account) Maximum age: 60 years (if the income of the applicant / co-applicant is taken into account); 70 years (if the income of the applicant / co-applicant is not taken into account) At least 6 months of professional experience. At least 3 years of professional experience

INDEPENDENT

Minimum cash payment of 4 lakhs per year The minimum turnover must be 15 lakhs per year for service providers/commission income, 10 lakhs per year for doctors and 60 lakhs for non-service providers. Minimum age: 23 years (if the income of the applicant / co-applicant is taken into account); 21 years (if the income of the applicant / co-applicant is not taken into account) Maximum age: 60 years (if the income of the applicant / co-applicant is taken into account); 70 years (if the income of the applicant / co-applicant is not taken into account) At least 3 years in business

Documents required:

Proof of identity Proof of signature Proof of office and home address Financial documents:

1. Salary: The last salary slips and the last 2 years IT declarations / Form 16

      2. Self-employed/self-employed/small and medium-sized enterprises:

1. IT declaration with income calculation, audited balance sheet and income statement for the past 2 years, including the tax audit report (if applicable); the proof of invoice contains the latest tax returns for sales/services
2. Account statement from the main account for the last 6 months.
3. Details of all existing instant loans
4. Company certificate for corporate partnerships
5. Social contract and statutes as well as a list of directors and shareholders of public/private companies
6. Copies of all real estate documents.