ICICI Bank offers credit cards with a range of features and benefits that meet the needs of different types of customers. ICICI was the first company on the market to launch contactless
credit cards. The benefits of ICICI
credit cards can come in the form of rewards, cash refunds, etc., which are better suited for shopping, entertainment, meals, etc.
ELIGIBILITY CRITERIA
To be eligible for an ICICI credit card, the following criteria apply:
Minimum age: 21 years old.
Maximum age: 65 years old.
He/she must be an Indian or an NRI based in India
Income requirements vary for different ICICI bank
cards.
Required documents
In addition to the above criteria, the applicant must be able to provide proof of identity, income, and valid address. The following documents are accepted:
PROOF OF IDENTITY
Pan card
Aadhaar
Voter ID
Passport
Driver's license
Any other government-approved photo ID
PROOF OF ADDRESS
Aadhaar
Passport
Public utility bills (less than 3 months old)
Any other government-approved ID
INCOME PROOF
Account statement for the last 3 months.
Payslip for the last 3 months.
Finances audited in the past two years (for the self-employed)
Form 16
FEES AND CHARGES
The fees and charges associated with the ICICI Bank Coral contactless credit card are as follows:
Startup rate varies from card to
card
The annual rate varies from one card to another
No additional
card fees
Free
credit duration from 18 to 48 days
Prepayment charges 2.49% - 3.67% per month / 29.88% - 40.80% per year
Financial charges 2.49% - 3.67% per month / 29.88% - 40.80% per year.
Additional costs 2.50% of the excess amount/min Rs 500
Tax for late payment zero for the amount due less than Rs. 100
Rs. 100 per amount between Rs. 100 and Rs. 500
Rs. 500 due to the total amount greater than Rs. 501 and up to Rs. 10,000
750 rupees due for a total of more than 10,000 rupees
Supplements of 1% / min Rs.10 in the fuel transaction
1.80% of the transaction value for online train reservations and 2.50% for other train reservations.
Foreign transaction fees 3.50% of the amount
